Gepco Bill Installments Procedure | Complete Step by Step Guide
Managing high electricity bills and paying them all at once is a real headache, especially for consumers who have crossed the protected consumer limit and will be charged the higher rate for the next 6 months. To deal with this problem, GEPCO allows its consumers to request an installment facility from their respective subdivision office.
The installment facility helps consumers divide their high billing costs into smaller and more manageable payments instead of paying everything at once. You can always check your GEPCO Bill Online first to know your exact bill amount before applying for the installment facility.

What is the GEPCO bill installment facility?
GEPCO installment facility allows consumers to divide their high billing costs into small payable installments instead of paying them all at once. This facility includes some fixed charges for each consumer who applies for it.
Eligibility for the installment facility
You can apply for the GEPCO installment facility if:
Note: Your application will be reviewed by GEPCO and the installment facility will only be granted if your request is approved.
GEPCO Installment Procedure
Here is a complete step by step guide to apply for the installment on your GEPCO bill.
Step 1: Visit your GEPCO Sub division
Visit your nearest GEPCO subdivisional office. Online applications for installments are not available so a physical visit is required.


Step 2: Submit a written application
Write a complete application requesting the installment facility and mention the following details:
- Consumer name
- Reference number
- Current bill amount
- A solid reason behind requesting installments.
Completely and clearly address the application to the sub divisional officer.
Step 3: Attach the required documents
Attach the following documents with your application:
- CNIC of the consumer
- Latest electricity bill.
- Any previous payment proof.


Step4: Verification by GEPCO Staff
GEPCO officials will verify your application by reviewing your billing record, checking your payment history and assessing your eligibility.
Step 5: Approval and installment schedule
If your application is approved, GEPCO will decide the number of installments which is usually between 3 to 12. The installment amounts will be added to your upcoming bills and you will receive a written approval for your request.

Important Notice
There are a few important things to keep in mind before applying for the installment facility. Installments are not automatic and you must apply for them manually. Late payments of installments may cancel the facility so always pay on time. Your current month bill must also be paid on time even during the installment period. Installments appear separately on your monthly bills so keep track of them carefully.
Tips for easy approval
Always apply for installments before the due date and maintain a good payment history to improve your chances of approval. Be honest about your financial situation in your application and request a responsible and manageable number of installments that you can comfortably pay each month.
Final Words
GEPCO installment facility is a great relief for consumers who are struggling with high electricity bills. Instead of paying a large amount all at once, you can divide it into smaller and manageable payments. Just make sure you meet the eligibility criteria, apply before the due date and keep paying your current bills on time to avoid any cancellation of the facility.
